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How Long Does a Citi Balance Transfer Take? Timeline Explained

4 min readCiti offers some of the longest 0% intro APR periods, with balance transfer cards lasting up to 21 months. A Citi balance transfer usually takes about 10 days for existing credit card holders and around 14 days for new accounts, plus extra time for mail delivery. After opening the account, you typically have […]Continue reading "How Long Does a Citi Balance Transfer Take? Timeline Explained"
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4 min read
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How to Compare Best Bank Bonuses & Promotions with Examples

4 min readKickstart your financial goals in January 2025 with our roundup of the 21 best bank promotions and bonus offers! From cash bonuses to high-interest savings accounts, discover ways to boost your savings while taking advantage of these attractive deals.Continue reading "How to Compare Best Bank Bonuses & Promotions with Examples"
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Is No Credit Better Than Bad Credit? Tips to Build a Strong Credit Profile

4 min readNo Credit ≠ Bad Credit: Not having credit is different from having bad credit, and understanding this distinction is essential for financial health. Fresh Start vs. Negative History: While having no credit offers you a fresh start, having bad credit indicates a history of making poor financial decisions. Building Good Habits: Developing good […]Continue reading "Is No Credit Better Than Bad Credit? Tips to Build a Strong Credit Profile"
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Can You Withdraw From a Credit Card: Exploring Your Options

4 min readWithdrawing money from your credit card is called a cash advance. Cash advances work like short-term loans but often come with higher interest rates than regular purchases. Watch out for additional fees, including cash advance fees and ATM fees. A cash advance can hurt your credit score if not repaid promptly. Before using […]Continue reading "Can You Withdraw From a Credit Card: Exploring Your Options"
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Beginner’s Guide to Amazon Pay Plan: Get Started Today

3 min readAmazon offers several payment plans, including monthly installments and financing options, using their store card or partner credit cards. These plans allow you to purchase a wide range of products and spread the cost over time to fit your budget. Amazon provides flexible payment plans with 0% interest for eligible customers, making larger […]Continue reading "Beginner’s Guide to Amazon Pay Plan: Get Started Today"
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Earn More Points with Amex Credit Green Card

3 min readEarn valuable Membership Rewards points when you buy eligible items. New cardholders can enjoy a welcome bonus offer. Take advantage of travel perks like TSA PreCheck and LoungeBuddy credits. Use points for travel, gift cards, statement credits, and other rewards. Maximize points by strategic spending and leveraging Amex Offers. Assess annual fees and […]Continue reading "Earn More Points with Amex Credit Green Card"
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Is the Capital One Venture Card Worth It as a Travel Perk or Just Hype?

4 min readEarn 2 miles for every $1 spent on all purchases. Get a 75,000-mile bonus after spending $4,000 in the first three months. Redeem miles for any travel purchase at a value of 1 cent per mile, with no blackout dates or restrictions. Enjoy a $120 credit for Global Entry or TSA PreCheck application […]Continue reading "Is the Capital One Venture Card Worth It as a Travel Perk or Just Hype?"
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Certified Check vs. Personal Check: What’s the Difference and When to Use Each

5 min readCashier’s checks and certified checks are safer than personal checks. A certified check is a personal check that the issuing bank guarantees, while a cashier’s check is issued from the bank’s funds. Personal checks can be risky due to the possibility of insufficient funds. Certified and cashier’s checks are often required for large […]Continue reading "Certified Check vs. Personal Check: What’s the Difference and When to Use Each"
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